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Lloyds Bank has issued a warning to thousands of customers who rent their homes. The high street bank has found buying a home with a mortgage in some major cities across Britain could be cheaper than renting – even with a low deposit.
The analysis by Lloyds compared typical monthly rental costs with potential first-time buyer mortgage payments in 11 major cities.
In nine cities, owning a home could work out less expensive in terms of monthly mortgage payments than renting, the research suggested. Amanda Bryden, head of mortgages at Lloyds, said: “We know that saving for a deposit is one of the biggest hurdles for first-time buyers.
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“With rents having risen sharply over the last two years, many are alre