Parents who leave child seats and prams in car are urged to check small print View Image

Parents and grandparents are being warned they could be left significantly out of pocket if their car is stolen or damaged – as car seats, prams and other children's items may not be fully covered by their insurance.

With pram travel systems often costing hundreds of pounds, and families with more than one young child needing multiple car seats, replacing such items could be costly.

Analysis of UK car insurance products by financial information business Defaqto found while the majority include cover for personal belongings as a standard benefit, 11% offer no cover at all.

Defaqto cautioned even when cover is provided, the limits often fall short of replacement costs.

It found one in six (16%) pr

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