A $1.5 million retirement nest egg paired with Social Security benefits would stretch farther for retirees in nearly every other state than California, but the number of people with that much money saved is — unsurprisingly — not the norm.

A recent analysis from GOBankingRates , a personal finance site, examined how much $1.5 million in retirement savings plus Social Security benefits could last retirees in each state.

It’s a hefty figure, for certain.

Over half of U.S. households that have any money in retirement accounts, only about 5% have $1 million or more in retirement savings, according to NerdWallet .

A 2025 Northwestern Mutual Planning & Progress study found that among Americans with retirement savings, 25% say “they have just one year or less of their current annual

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