If you’ve ever applied for a loan or credit card, you’ve probably heard the words “CIBIL score.” But many people still don’t know what it really means or how to check it without paying. The good news? Checking your CIBIL score is free, easy, and takes just a few minutes online. And knowing your score matters more than you think.

What is a CIBIL score?

Your CIBIL score is a three-digit number, ranging between 300 and 900, that reflects your creditworthiness. It’s based on your past credit behaviour—how you’ve paid EMIs, used credit cards, and managed debt. A score above 750 is generally considered good and increases your chances of getting loans quickly and at better interest rates.

How to check your score for free

The official website of CIBIL (TransUnion CIBIL) lets you check your c

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