A family member was nearly scammed out of their life savings, and here’s what we learned: A fraudster creates the problem and then makes you believe they are the only solution. A fraudster plays solely on emotions - your fears. Lack of intelligence is not the weakness they pursue.

What you need to know:

Thank you for letting me share my experiences.

Name withheld by request,

Broadview Heights

The writer is a financial director.

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