Dear Eric: My husband and I have been married for 40 years. He has two adult sons in their 60s and I have an adult daughter in her 50s. Over the years we have helped one son, who has two children and my daughter, who has one child, while they were going through divorces with large sums of money in order for them to keep their houses. We have contributed to all three grandkids with college 529 funds.

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The other son has never married, has no children, owns his own condo, and has a good-paying job and spends all of it on whatever he fancie

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