(StatePoint) After a disaster strikes, following these essential steps can help you protect your home, stabilize your finances and begin the process of rebuilding:

Contact Your Insurer Immediately. Your insurer will assess the condition of your property and reimburse the costs to repair or replace any damages subject to your policy’s coverage. The insurance company may send an adjuster to investigate your claim and determine how much they will pay. You may consider having a contractor assess the damage and develop a repair plan, but avoid making costly repairs until the adjuster confirms what will be reimbursed.

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