For most Indian investors, gold feels like a safe bet. It’s familiar, culturally ingrained, and historically seen as a shield against inflation and uncertainty. But when it comes to building a balanced portfolio, the question isn’t whether to hold gold — it’s how much. Too little, and you miss its protective value. Too much, and your money may sit idle while other assets grow faster.

Why gold matters in investing

Gold has long been treated as a hedge against inflation and currency depreciation. When stock markets wobble or the rupee weakens, gold often shines brighter. That’s why financial advisors recommend keeping some portion of your wealth in the yellow metal — it cushions shocks and adds stability to an otherwise volatile portfolio.

The right allocation range

Most advisors suggest

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