At first, the job seekers didn’t notice anything out of the ordinary. One spotted a post on ZipRecruiter for a position at J.P. Morgan, another submitted an application on LinkedIn for a vice president of marketing role at a tech startup, and a third got an email from a recruiter about a high-level position at an outdoor clothing company. But there were no employers on the other end. Instead, these listings were driven by increasingly innovative scammers using complex schemes to lure job seekers into a range of financial traps as a growing number of Americans struggle to find work.

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