A good credit score is typically seen as a means of borrowing loans more cheaply or with faster approval, but its impact runs beyond that. It can quietly influence how banks, landlords, and even employers regard your reliability. A rating above 750 doesn't just mean you're credit-worthy, it tells the world that you are financially responsible, and that perception may do more for you than you know.

Lower rates and better deals

The immediate gain of a high credit score is reduced interest rates on loans and credit cards. Banks regard high-score borrowers as low-risk and reward them by paying less for credit. Even a decrease of 1-2 percent in the rate of loans can amount to saving thousands of rupees in the long run. It's also easier to get higher credit limits or pre-approved credit faci

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