Given the prolonged monsoon season, frequent heavy rainfall, and a reported 25% rise in vehicle damage claims, how are motor insurance providers adapting their offerings to address these heightened risks? Specifically, which policies and add-ons—such as Engine Protect, Zero Depreciation, Roadside Assistance, and Consumables Cover—are most in demand during this period, and how do they impact premium revenue and claim ratios? Additionally, how are insurers leveraging digital tools like app-based claim filing and photo-assisted assessments to efficiently manage higher claim volumes, and what strategies are being implemented to convert this seasonal demand into sustained long-term growth? Advertisement

Advice by Pooja Yadav, Chief Product Officer of Zuno General Insurance

This year, the mon

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