FDs are among the safest investment options in India. (Photo Source: Freepik) Show Quick Read Summary is AI Generated. Newsroom Reviewed

Fixed deposits are among the most popular and safest investment options in India. They let investors park their money for anywhere from seven days to 10 years, earning interest in addition to the principal at the time of maturity. In recent years, fixed deposit schemes offered by small finance banks have gained attention for providing comparatively higher interest rates, attracting a growing number of investors.

Another widely chosen FD option in India is offered through post office schemes. Managed by India Post, these deposits provide a high level of capital protection and income certainty, backed by the sovereign guarantee of the Union Ministry

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