ST. PAUL, MN — Local man Dean Richardson caused a rift to open in the space-time continuum this morning when he foolishly used a credit card to purchase a Dave Ramsey book.

"I'm ready to finally get my financial life in order," said Mr. Richardson as he approached the checkout desk with The Total Money Makeover . "I'm just going to put this on my Masterca--Aaaa!!!!!"

Bystanders reported that Mr. Richardson's actions caused an instant tear in the very fabric of reality. "Mr. Richardson broke the cardinal rule of financial peace in order to gain financial peace," said onlooker Thomas Gaines. "It was like he took an elevator heading down in order to go up. He should have known better - Dave is literally cutting a credit card in half on the cover. The man got what he deserved."

According

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