By Karen Bergreen and Cynthia Kaplan

Fall greetings from your Ruthless Advisors. Lot’s going on. Karen is in Spain doing research on what kind of advice Spanish people need, just in case we decide to emigrate, and Cindy is deeply engaged in a survey of candy in order to advise you on your best Halloween candy-giving options. Her choices are as follows: Milky Way, Twix, and for those who like a nut option, Snickers. Nothing with coconut unless you are only getting candy for Karen, who loves an Almond Joy. And no boxes of raisins. That “nature’s candy” thing is a load of BS. But definitely do put candy corn out around the house in small decorative dishes.

Dear Ruthless,

I accidentally cut someone off with my cart at Trader Joe’s. I heard her mutter “Of course.” This happened two weeks ag

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