How To Get Income Tax Refund If Old Bank Account Is Closed

1 / 7

Sometimes, after you file your Income Tax Return (ITR), the bank account you used for the refund might get closed or deactivated. In such cases, the Income Tax Department will try to send your refund, but it will fail because the account no longer exists. Don’t worry — your money is safe and can still be received once you update your new account details.

2 / 7

Refunds can fail for a few simple reasons:

The bank account mentioned in your ITR is closed or inactive.

The account is not pre-validated on the Income Tax portal.

Incorrect details like IFSC code or account number were entered. When this happens, the refund status on the portal will show “Refund Failed” or “Payment Not Processed.” 3 / 7

Even if your refund has failed, you don’t lose the money. The Income Tax Dep