Key Takeaways

The Trump administration plans to stop states from passing laws that keep medical debt off credit reportsThe new rule would give the federal government full control over credit reportingStates like New York and Delaware could lose protections that keep medical debt off people’s credit reports

THURSDAY, Oct. 30, 2025 (HealthDay News) — The Trump administration is taking steps to roll back state laws that protect consumers from having medical debt appear on their credit reports.

The move could impact millions of Americans already struggling with unpaid medical bills.

The Consumer Financial Protection Bureau (CFPB) has drafted a rule that would give the federal government sole authority over how debts are reported to major credit bureaus such as Equifax, Experian and Tra

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