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New York inflation refund checks are finally landing in mailboxes across the state, and if you’re anything like us, you want that money to hit your back account expeditiously. Unfortunately, the rollout hasn’t been entirely smooth. First came scammers spreading fake information to steal your money–and now, another headache: depositing your check might not be as easy as you’d think.

Though the paper checks are totally legitimate–they’re being mailed out to millions of New Yorkers from the New York State Tax Department–depending on where you do your banking, policies differ on how you can cash it.

KeyBank, for example, confirmed to NewsChannel 9 that customers can deposit their inflation refund checks directly through the bank’s mobile app.

Chase Bank, on the other hand,

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