Ripple’s bold move into traditional finance is approaching an important milestone . The company’s application with the US Office of the Comptroller of the Currency (OCC) for a national trust bank charter, proposed under the name Ripple National Trust Bank, has entered its final review window.

According to official OCC filings, the standard 120-day review period following the application’s publication is set to conclude this Friday, October 31.

Ripple’s Application For A National Trust Bank License

Ripple applied for a national trust bank charter from the Office of the Comptroller of the Currency (OCC) on July 2, 2025. The application was for a national trust bank, not a traditional bank, and is intended to provide fiduciary activities like custody and infrastructure for its RLUSD

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