Employees of nonprofit organizations that work with undocumented immigrants, provide gender transition care for minors or engage in public protests will have a hard time getting their federal student loans forgiven under regulations advanced Thursday by the Education Department.

The 185-page rule revises eligibility requirements for Public Service Loan Forgiveness, which cancels the education debt of government and nonprofit employees after 10 years of service and 120 monthly loan payments. It will allow the education secretary to disqualify employers - not individuals - who engage in activities the department deems to have a “substantial illegal purpose” on or after July 1 - when the rule takes effect.

Nonprofit employees are for now eligible for student loan forgiveness if they focus o

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