KEY TAKEAWAYS:

Average ACA marketplace premiums set to rise 26% in 2026; up to 30% federally.

22 million enrollees rely on tax credits to offset costs; lapse would double payments.

States like Maryland and California prepare for rapid subsidy adjustments during open enrollment .

Officials emphasize swift action needed to recalculate premiums and inform enrollees if Congress acts.

States are preparing for the possibility of a rapid shift in the cost of Obamacare health plans, depending on whether Congress extends the subsidies that are at the center of the federal government shutdown .

No matter what Congress does, the amount insurers charge for coverage sold on the marketplaces created by the Affordable Care Act will increase by an average of 26% in 2026 , according

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