"Obamacare" subsidies are set to expire, causing panic among Americans over soaring health insurance costs RHONA WISE

Rachel Mosley, a Florida pre-school teacher, recently learned her family's health insurance premiums are set to nearly triple to a staggering $4,000 a month next year when US government subsidies expire.

Like more than 20 million middle-

But under US President Donald Trump, these subsidies are set to expire at the end of the year -- and Republicans for now are refusing to negotiate their extension.

The explosive issue is core to the budget standoff between Republicans and Democrats, which has triggered a shutdown that has paralyzed the American federal government for a month.

And on November 1, insurance renewals and enrollments open -- leaving households across the

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