Your paycheck doesn’t exactly walk out the front door; it seeps away. Little dribbles here and there: a forgotten return, a subscription you never use, that “risk-free” gadget from a TV ad. On paper, these are small things. But small things have a way of piling up until your money is leaving faster than you can make it.

Want to keep more of what you earn? Stop wasting money on things you don’t actually care about. Here’s how:

1. STOP BUYING FROM TV ADS

Infomercials make everything look incredible -- the blender that can crush an entire coconut, the mop that can clean your floor and your windows, the miracle cream that will take 10 years off your face before dinner. In real life, most of these products are overpriced and underwhelming.

And those “risk-free” trial periods? That usually

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