Helping rural individuals and self-help groups access formal credit easily and responsibly

Mumbai, 4 November 2025: Experian Credit Information Company of India, one of India’s leading credit bureaus, has launched the Experian Grameen Score , a new credit scoring model designed to make access to formal credit easier for people in rural areas. The initiative aims to empower rural consumers by enabling Credit Institutions to gain a more accurate understanding of their repayment behaviour and overall financial well-being.

The new scoring system aligns with the Government of India’s vision to expand financial inclusion and the Reserve Bank of India’s directive to enhance credit access for underserved communities. It enables Credit Institutions to serve rural customers confidently and res

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