Bilt, a loyalty program that offers perks on rent payments, has launched a partnership with Rakuten that allows members to earn points for shopping online across thousands of retailers.

Bilt, a New York-based startup that operates as a payment processor, rewards customers with points for paying their rent on time, purchasing a home and, soon, paying their mortgage.

These points can be spent on travel — with more than 100 major airline and hotel partners — fitness classes, local neighborhood restaurants and even purchases at Walgreens.

Rakuten, meanwhile, offers cash-back savings across more than 3,500 retailers, like up to 4% cash back on Nordstrom purchases, 12% on Ulta Beauty and up to 10% on Hotels.com.

Now Bilt’s more than 5 million members can use the Bilt app, or Rakuten’s app,

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