In today’s fast-changing financial world, investors are constantly seeking smarter ways to grow and manage their money. Among mutual fund options, three terms often cause confusion – SIP, SWP, and STP. Though they sound similar, each serves a distinct purpose tailored to different stages of an investor’s financial journey.

A Systematic Investment Plan (SIP) is one of the most popular ways to invest in mutual funds. Under this plan, investors commit a fixed amount at regular intervals, usually monthly, instead of investing a lump sum. The biggest advantage of SIP is rupee cost averaging, which cushions investments against market volatility. When markets dip, investors get more units; when they rise, fewer. Over time, this balances out the cost and helps in long-term wealth creation.

SIPs

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