The scheme which provides cars to disabled people is unfair to taxpayers and needs a major shake-up, says an ex-Government official.

Matt Ryder, the former head of Motability scheme policy at the Department for Work and Pensions (DWP), told The i Paper that Rachel Reeves must make radical changes to the “broken” system.

Some of the options for the Chancellor are to end tax breaks, replace new vehicles with second-hand cars , and break up the “monopoly” enjoyed by the company that runs the scheme. New Feature

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Motability Operations – the company which runs the scheme – has warned that a tax crackdown would increase up-front payment costs to disabled drivers.

However, Ryder, who was in charge of Motability policy at the DWP betwe

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