Trump Administration Considers 50-Year Mortgage Proposal

The Trump administration is exploring the introduction of 50-year mortgages, a move Federal Housing Finance Agency (FHFA) Director Bill Pulte described as a “game changer” for housing affordability.

The proposal aims to lower monthly payments for homebuyers, potentially making homeownership more accessible amid soaring housing costs.

While a 50-year mortgage could reduce monthly payments compared to the standard 30-year term, critics argue it would lead to higher overall interest costs and slower equity building.

Some, including Rep. Marjorie Taylor Greene, have expressed concerns that such long-term loans could leave homeowners in debt for life.

Supporters, however, see the proposal as a bold step to address the housing afforda

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