Insurance Fraud was arguably the best activity to come out of the Saints Row series—what that says about me, I don’t know—but I never considered what would happen if the NPCs were scamming you . Now you can find out, as Blurbs' latest 'modsperiment' answers the call with floppy NPCs, paperwork, and courtroom intrigue.

Blurbs is a modder and Twitch streamer that’s notorious for tapping into the unhinged hivemind of his viewers: utilising a combination of custom code and Twitch chat to bring to life cursed, user-generated scenarios. Since his inaugural Skyrim experiment —in which chat messages became voice lines for various NPCs—he’s created Mortal Kombat in Red Dead Redemption 2 (challenges ranging from Arthur fighting a deer, to a showdown with Dutch) and has recently turned his attention

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