Louisiana may soon require insurance companies to deliver bigger discounts to homeowners who put fortified roofs on their homes, as residents flock to get the new roofs and state officials grapple with an enduring insurance crisis that has brought stubbornly high premiums.

Insurance Commissioner Tim Temple said Monday his office is moving to implement a rule that sets a “benchmark” discount that insurers must give to homeowners with fortified roofs. The state has doled out millions in taxpayer-funded grants to help homeowners put the roofs on their homes.

Temple announced that 10,000 Louisianans now have fortified roofs, the third-most in the nation behind Alabama and North Carolina. This time last year, only about 1,000 residents had them. And he said the next round of grants will op

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