(NEXSTAR) — In addition to suggesting $2,000 tariff checks for Americans over the weekend, the Trump administration suggested it’s working on “a complete game changer:” the 50-year mortgage. Some, however, suggest it may not be as financially beneficial as it seems.

Federal Housing Finance Agency Director Bill Pulte made the announcement on Saturday, and it comes as Americans have sought out assistance with their mortgages, at least according to Google Search data. ARMs, or variable-rate mortgages, have become more common than they were after the 2008 housing crisis.

Mortgages are generally considered good debt to have (though paying one off used to warrant a patriotic plaque). Owning a home and paying a mortgage allows you to build equity, which experts say would slow over the life of a

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