As rapid technological shifts and AI-led workplace changes redefine job roles, upskilling is entering personal finance conversations. Experts say learning is no longer a discretionary spend but a structured investment — one that supports income stability, career mobility, and long-term financial resilience.
How much of your income should go towards upskilling?
Professionals can earmark 5-10% of their monthly income for structured learning, according to Shantanu Rooj, Founder and CEO of TeamLease Edtech.
He says younger workers typically spend on employability-focused courses, while mid- and senior-level employees opt for digital or leadership tracks. With 68% of Indian professionals increasing their learning budgets, the shift towards planned self-investment is clear.
Is it worth takin

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