Smart financial decisions, not high income, are increasingly becoming the real differentiator between long-term stability and silent financial anxiety. Highlighting this shift, CA Nitin Kaushik shared a compelling case on X (formerly Twitter) of how disciplined investing and timely restructuring helped a 48-year-old professional transform years of financial restlessness into confidence and clarity. Advertisement

Kaushik’s story underscores a growing truth for Indian earners: wealth isn't just earned — it must be strategically managed to truly secure the future.

In his post, Kaushik wrote, “There are two phases in life when a man can afford to be aggressive — in his 30s and in his 50s. One builds wealth. The other reclaims it.”

What followed was the story of a 48-year-old professional w

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