New Delhi: Buying something with just a quick scan has become second nature for millions of Indians. UPI has turned payments into a two-second process- fast, cashless and frictionless. But this very convenience is also causing a silent problem: overspending and rising fraud incidents, especially when users don’t keep track of their daily transactions.

Experts say that because UPI relies entirely on digital authorisation, a compromised phone, leaked PIN or even a mistaken tap can instantly move money out of your bank account. This makes daily UPI limits a crucial safeguard that many users overlook.

Why UPI daily limit is more important than you think

A lower daily limit works as a financial safety net. Even if your device or PIN is compromised, the damage is contained. It also helps redu

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