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Monica Rich Kosann knows a thing or two about picture-perfect accessories.

Before launching her namesake jewelry line known for its customizable, luxe lockets, she worked as a high-profile photographer, snapping intimate family photos for everyone from Usher to Jennifer Lopez.

“You really get to know these people because you see them kind of with their shields off … with their armor down, because they’re within their personal space,” Kosann tells Page Six Style.

But when she started gifting her clients photos in vintage lockets in the early 2000s — and saw the instant enthusiasm on their faces — an unexpected jewelry career was born.

“The

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