(NAPSI)—The increasing economic uncertainty from inflation to rising home costs doesn’t have to keep the holiday season from being the most wonderful time of the year for you and the people you care about.

In 2024, U.S. consumers spent an average of $902 on the holidays, a 3.1% increase from the year before according to the National Retail Federation. This uphill trend continues as Bain & Company predicts a 4.0% increase in 2025.

While gift-giving to loved ones might be the top focus for many this holiday season, you can also opt for a more worry-free and financially stable season by gifting yourself something lasting: financial wellness.

Help yourself avoid a holiday spending hangover by taking the time to have A Better Conversation with a First Tech Federal Credit Union (First Tech)

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