The holiday shopping season is creating fresh openings for scammers looking to snag consumers' payment data, according to Visa's 2025 Holiday Threats Report .

Artificial intelligence is also helping criminals move faster and reach more victims, according to Visa's scam disruption team. AI tools can generate authentic-sounding text for fake websites that look legitimate but are designed to steal your information.

"Just as regular consumers are excited for shopping season, scammers are also excited, because it gives them opportunities to capitalize on these feelings, and illicitly gather payment data, or other personal information from unsuspecting victims," Michael Jabbara, global head of fraud services at Visa, told CBS News.

Here are five of the most common types of scams to watch fo

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