Home Loan Interest Rates Comparison: Buying one’s own house or flat is culturally linked to financial success in India. There is a growing appetite among Indian consumers to own a home even at an early stage of career, with individuals and families actively looking to invest in residential properties. Home loans, thanks to their affordability, availability, and flexibility, have become a popular and important tool for consumers to fulfil their aspiration of owning a house or flat.

A major factor that needs to be considered in a home loan is interest rate. Different lenders offer different interest rates on home loans depending on amount and maturity, credit score, and RBI’s repo rate.

As RBI cut the repo rate by 100 bps from 6.50 per cent to 5.50 per cent in 2025, the interest rates of

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