Can medical debt hurt your credit?

Medical debt can already feel like a double whammy. First, you have a medical event to contend with, and then you are saddled with bills from the whole ordeal. But could there be a third blow, with your credit score taking a hit if you struggle to pay the bills?

For a while, the three major credit bureaus were on track to remove medical debt from the credit reports. But that plan hit a roadblock when a “court ruling this summer canceled a Biden-era federal effort,” said The New York Times . Now, the Trump administration is “seeking to thwart similar state efforts,” making it all the more likely that those struggling with medical debt may see a credit impact.

When does medical debt affect your credit?

Medical debt can have an impact on your credit if your debt is over $500. The three