A home in Mumbai isn't a dream anymore, it's a 40-year financial sentence. In a post, wealth advisor Abhishek K says middle-class Indians aren't buying homes, they're buying "lifelong EMIs" wrapped in false promises and polluted sea views.

Abhishek K’s LinkedIn takedown of India’s housing obsession has struck a nerve. “The Harsh Truth: Middle-Class India Isn’t Buying Homes — It’s Buying Lifelong EMIs,” he writes, calling Mumbai real estate a trap that drains financial freedom under the guise of urban success. Advertisement

The math is brutal. A basic 2–3 BHK flat in Mumbai costs ₹3–8 crore. With 20% down, families need ₹60 lakh–₹1.6 crore upfront. The rest? A crushing ₹2–6.4 crore loan. At 8.5% interest, monthly EMIs shoot up to ₹1.5–₹5.1 lakh — far beyond the reach of a middle-class sa

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