(StatePoint) Workplace retirement savings plans are an excellent way to invest in your future, and the earlier you start, the more opportunity your savings have to grow. Typically automated through payroll deductions, contributions to a plan like a 401(k) or 403(b) are tax-advantaged and easy to make.

Recent research by Edward Jones and Morning Consult shows that three in five Americans who have access to a workplace retirement plan contribute, however 59% of all Americans’ employers do not offer one, leaving a gap in financial access and education at a critical entry point for investing. For local business owners – who are responsible for creating two out of every three new jobs in the U.S. economy, according to the National Business Association – implementing retirement savings benefits

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