GREENSBORO, N.C. — Are you enjoying Buy Now Pay Later this holiday shopping season? You certainly wouldn't be alone.

According to a Lending Tree survey, about 42% of the people surveyed in November said they are considering a Buy Now Pay Later loan.

And a majority of folks have multiple active buy now pay later loans at one time, and that can become a problem.

"Avoid taking multiple loans out at once. And if you do, try to stick with the same company so you're not managing payments from different places," said Lisa Gill, Consumer Reports.

Set reminders for every due date so you don't miss a payment or risk overdraft fees.

Consumer Reports' investigations have found Buy Now Pay Later can lead to overspending-- especially when it comes to fees.

People who miss Buy Now Pay Later pay

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