State pensioners are being warned about a £10,000 savings limit that could impact their eligibility for a vital income-boosting extra benefit, Pension Credit . Right now, state pensioners can collect £230.25 per week in pension payments if they have a full National Insurance record and they retired after 2016, claiming the new state pension.

But the pensions system is complex, and there are many factors which affect the amount you'll actually be paid each week. For those on the old basic state pension , especially if they don't have a full National Insurance record, the amount will be much lower than that, maxing out at £176.45 per week in the best-case scenario, rising by another 4.8% in April 2026 to about £184. That's why many state pensioners need an income top-up from the DWP

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