If you're one of the millions of student loan borrowers relying on the Income-Based Repayment (IBR) plan for forgiveness, we’ve got some frustrating news.

The Department of Education (DOE) has suspended student loan forgiveness under the Income-Based Repayment (IBR) plan, leaving many long-term borrowers in limbo.

While other income-driven repayment plans like Saving on a Valuable Education (SAVE), Pay as You Earn (PAYE) and Income-Contingent Repayment (ICR) are currently paused due to ongoing legal battles , IBR remained unaffected until now.

What is Income-Based Repayment and what’s going on?

IBR is a federal student loan repayment plan designed to keep monthly payments manageable for borrowers. It does this by tying a borrower's payments to your their and family size, not loan b

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