As some popular travel credit cards boost annual fees and amend benefits, experts say it's time to reassess which cards — if any — merit a spot in your wallet.

"Annual fees are not inherently bad; you just need to make sure that you're getting value from [the card]," said Ted Rossman, an industry analyst at Bankrate. "It's getting harder to maximize, though."

In June , the Chase Sapphire Reserve card raised the annual fee to $795. That's a 45% jump from $550, its previous annual cost.

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Other credit cards have been changing terms to access perks like airport lounges . Earli

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