Alberta’s proposed ‘Care First’ auto insurance model — announced in 2024 and slated for full implementation on Jan. 1, 2027 — is starting to come into focus, with new details provided to media on Aug. 6.

According to a highlights paper released alongside the briefing, the new system is intended to be more stable and streamlined, reduce time spent in court, and provide faster access to care.

Due to the ever-increasing complexity of vehicles and rising costs of health care, the paper notes that while the province allows insurance companies to run at a six per cent profit, many have been running at a 20 per cent loss with current premium levels, despite paying the second-highest premiums in Canada.

A major change with the insurance system will be related to medical and rehabilitation benef

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