Buying your first home is a big deal. In fact, it’s one of the most important financial commitments you’ll likely make. Yet many first-time homebuyers enter the process without a clear understanding of what financial steps to take beforehand.

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“New buyers often get caught up in the excitement of house-hunting and overlook the importance of fully grasping their finances,” said Manuel Salazar, CEO of Take Charge America, a nonprofit credit and housing counseling agency . “Laying the proper groundwork before applying for a mortgage will support a smoother homebuying journey and better long-term financial health.”

Salazar shares tips to he

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