With inflation remaining stuck in July, borrowers with debt may want to take certain steps now. Getty Images

Additional inflation relief looks to be delayed. That was one of the major takeaways on Tuesday when the latest inflation reading showed inflation in July at the same point it was in June – 2.7%. While that's still materially lower than the plus-9% rate it had hit a few summers ago, it's still not what Americans want to hear after contending with elevated costs for more than three years now. And it's especially not advantageous for savers as a frozen rate almost a point above the Federal Reserve's target 2% goal helps ensure that higher borrowing rates will remain where they are, at least in the short term.

But that doesn't mean borrowers need to sit by idly, either. Nor sho

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