Sports betting is everywhere now, and there's no sport Americans love betting on more than football. Frankly, if it weren't for Americans' love of betting on football since the dawn of time (homo erectus made a living as a bookie at the local watering hole), it wouldn't be legal in the first place.

Still, while it's now legal and can be done on your phone as easily as sending a text, not everybody has dipped their toes into the water. If that's you, and you're considering trying it out this fall, you're the person I'm writing this for.

If you don't know what you're doing, downloading a sports betting app and looking at everything that's available can be intimidating if you don't know what you're doing, but don't worry -- nearly everybody doing it doesn't know what they're doing, either.

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