We are worth $2.7 million and want to give back. How do we know which organizations we can trust to use our money wisely?

Dear Dave,

My wife and I have worked hard for many years. We’ve tried to be smart with our money, and follow your principles of saving, spending and giving. Our financial situation is pretty good now. We are debt-free, we’re both close to retirement, and we have a net worth of around $2.7 million. We would like to start giving back at this point in our lives. There are several organizations we’re interested in helping, but how can we know for sure which ones we can trust to use our money wisely?

Luis

Dear Luis,

I hate to say it, but it’s hard to be 100% sure about these kinds of things. I’m really proud of what you two have been able to accomplish together. I also love the fact that you both want to give and take the matter so seriously. But really, about the best you can do is to put