Interest earnings on a $100,000 high-yield savings account could pile up quickly. Getty Images/iStockphoto

With $100,000 at your disposal, you may be contemplating investing it in stocks, bonds or real estate . Simply keeping it in a savings account may not make sense considering the historic, better returns investors can secure by playing the stock market. At the same time, stock market performance has been hard to predict this year, with major lows and highs to account for and, potentially, significant ones still ahead. In this climate, having a six-figure amount of money that you can withdraw and deposit more into with ease may make sense. But with rates on traditional savings accounts barely existent, averaging just 0.38% now, and those on certificates of deposit (CD) ac

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